A debtor may be able to reduce debt through means other than bankruptcy such as:

• loan modification

• short sale of a house

• deed in lieu of foreclosure

• debt cancellation

• debt consolidation loan

• debt negotiating, and

• debt counseling. 
   

The attorneys at  Buckey and Schurter are knowledgeable in each of these areas and will advise you of all debt relief solutions that may be available to you.  We provide free consultation with an experienced attorney.

Debtors are advised to be aware of scam artists
There are many people advertising various debt assistance programs.  Of the more notorious are that of loan modification help and loan audits.  Many people advertising such services are simply unqualified, inexperienced, or lack sufficient knowledge.  Others simply want to take your money and will don little or nothing in exchange.  There are attorneys and other reputable people providing loan modification and other debt relief assistance.  However, consumers need to be cautious and find out what the qualifications of service provider and specifically what a service provider will do.  Recently, there has been specific legislation enacted in California that in most instances prohibits anyone, including an attorney, from accepting an advance fee to negotiate a consumer home loan modification.

If you are overwhelmed by debt and and don't know what to do or how to cope, please give us a call and schedule a free consultation with one of our attorneys. We'll help you develop the debt relief strategy that is best for you.

Call Buckey and Schurter at 951-278-2224 to speak with a lawyer experienced in debt relief.